Attention homeowners in Fort Collins and Larimer County: Need an appraisal?

Here are the top reasons CO homeowners hire Appraisal Savvy Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Larimer county's assessment of your propertyworth
  3. To lower a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in CO by determining the true market value of property in question

Do you own a house in or near Fort Collins? Do you need help deciding the value of your real estate?
Contact Appraisal Savvy Inc..

We at Appraisal Savvy Inc. understand the special needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Savvy Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you abolish unwanted PMI insurance.

Challenge Larimer county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Appraisal Savvy Inc. is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Savvy Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Appraisal Savvy Inc. can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.